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Compass Insurance Hot Topics

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Dental Checkups Can Screen for Oral Cancer (140k pdf)
Everyone knows the importance of regular visits to the dentist in promoting good dental health. Those visits to the dentist, however, can have far more long-term significance than just cavity prevention. Good oral hygiene goes hand in hand with a person’s overall health.
Spring into the New Season with a Flood Insurance Check (334k pdf)
The Insurance Information Institute (I.I.I.) is reminding homeowners that warmer temperatures not only signal the coming of spring, but they also contribute to snowmelts, which increases the risk of flooding in some parts of the country. Hence, there is no better time than now to review your flood insurance to ensure you are adequately covered against flood-related damage.
Incorporating Safety into Your Corporate Culture (172k pdf)
When organizational behavior specialists talk about “corporate culture,” they are often referring to the set of unwritten rules that influences the attitudes and actions of the members of an organization and that guide their behavior. An organization develops its culture as a long-term coping mechanism for problems that are inherent in its operations.
Long Term Care Insurance: An Executive Perk? (151k pdf)

For many executives, a secure financial future is no longer their only major concern as they edge closer and closer to retirement. Health issues are taking center stage. For years, companies have focused on creating benefit packages that provide financial security to key executives and their families as a means of attracting and retaining skilled executives. Times are changing. A secure financial future is no longer enough.

Be Proactive to Minimize the Risk of Employment-Related Lawsuits (184k pdf)
If you own a business, the last thing you want to face is a lawsuit filed by a current or former employee. In addition to the obvious financial risk involved in defending a case, a lawsuit can result in lower employee morale and a damaged reputation in the community. Even if you win your case, you’ll lose time and money in the process.
Baby Boomers Face Their Medical Future (206k pdf)
A recent study by the Commonwealth Fund sheds new light on the situation that baby boomers ages 50 to 65 are confronting with their current and future health care. In fact, 66% of older adults in working households indicated they were concerned about being able to afford medical care in the future. But the problem isn’t only in the future. It turns out this group has more uncertainty in their insurance coverage and more significant health needs than most other folks.
Discussing the Topic of Insurance with Your Parents (190k pdf)
The only way to know for sure if your parents have adequate protection is by asking. Your approach will most likely be determined by your relationship, but here are some suggestions to start the dialogue, in order to make sure your parents’ needs are met.
Factors to Consider Before Filing a Claim (239k pdf)
Most of us have had insurable homeowner’s or automobile losses at one time or another and wondered whether or not to file a claim. The two questions that run through one’s mind during such trying times are fairly uniform:
> If I file a claim will my insurer raise my rates?
> Will they drop me like a hot potato?
Benefit Trends for 2008 (200k pdf)
As employees are gearing up for open enrollment, employers are contemplating their benefit offerings for the coming year. Most companies desire to lower their rising healthcare costs and improve their employees’ overall health. In doing so, there are various options companies can utilize. According to Watson Wyatt Worldwide, a global consulting firm, there are many new trends in benefits for 2008 that aim to lessen the financial burden on employers.




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